The ‘Egg Donation Refunding’ programme
What is the Egg Donation Refunding Programme?
Our refunding programme guarantees that you will receive 70% of what you have paid if we cannot achieve an ongoing pregnancy..If after 3 egg donation cycles we have not succeeded, we will reimburse you 70% of the total cost of the treatment. In the Refunding Programme you pay a fixed fee that covers up to 3 fresh egg-donation cycles, including all the cryopreservation cycles that may be performed in between.
How does the Refunding Programme work?
It is quite easy. Once you have decided that the refunding is the best financial option for you, you could be elegible for the programme by obtaining the “suitability”. This prerequisite is obtained by more than 85% of the patients that request entering the programme and are discussed below.
If so, you pay once the flat fee and if you have a pregnancy that continues for more than 22 weeks (when the miscarriage risk significantly decreases) we consider that we have done our job and the contract ends right there.
If you don´t become pregnant after three fresh egg donation cycles, including all the cryopereservation cycles may be done in between, then you are guaranteed a refund of 70% of your original payment. In this way, you will have extra money to try again for more cycles or start an adoption programme.
How is the “suitability” obtained?
The requirements to apply for our Refunding Programme are to be younger than 50 and have a certification of normal medical records.
What makes our Refunding Programme special?
The main difference with other Refunding or Shared Risk programs is that we have a flat fee for the treatment.
In general, medication costs are not included in the refund, so the final price you have to pay is far more than you initially thought.
In our Refunding Programme both medication ARE INCLUDED in the flat fee and you will also have 70% of these costs refunded if we don’t succeed. So you won’t have to add the average cost for the medication each cycle that are NOT refundable. An easy calculation leads to the conclusion that the percentage of money refunded in our programme is the highest of all shared risk or refunding programmes available.
What is included in the programme?
Shown below is a complete list of what is included in the program:
- Diagnostic tests and studies used to screen the donor for acceptance into the egg donation programme.
- Medication for endometrial preparation of the patient until 10 days after the pregnancy test.
- Medication required for the ovarian stimulation of the donor.
- Medical control of the cycle of the patient (including all necessary ultrasounds).
- Medical control of the cycle of the donor.
- Operating room and anesthesia expenses derived from the ovarian retrieval of the donor.
- All the necessary laboratory procedures required up until the day of embryo transfer.
- Embryo transfer.
- Freezing of viable embryos that are not transferred and storage for up to 1 year if the treatment ends in a viable pregnancy.
- Medication for cycles of frozen embryos during the treatment period covered.
- Lab procedures involved in embryo thawing.
- Transfers of frozen embryos derived from the three cycles included in the treatment.
What is excluded?
- Any diagnostic tests used to determine the suitability of the patients carried out before or during the treatment.
- Preimplatation genetic diagnosis.
- Assisted hatching.
- Any andrologic procedure needed to obtain sperm (TESA, TESE, MESA).
- Storage of frozen embryos for longer than one whole year after freezing once the treatment has ended.
Do I have to complete all the cycles?
No. You can cancel the contract at any time. You are under no obligation to complete any number of cycles, although, if you decide to do so, there are special refunding conditions described in the contract.
Is refunding ethically correct?
Yes. Indeed it is. You can find the original document of the Ethics Committee of the American Society of Reproductive Medicine.
Risk-sharing or Refund Programmes in Assisted Reproduction
Fertil Steril 1998;70:414-5
Released September 1998, Reviewed June 2006
What do patients think about Shared Risk?
Though some patients are concerned about the initial amount of money that they have to pay, they like the fact that there are no financial surprises, no extra charges and, at the end, some money back if we don’t succeed, which is nothing but an insurance policy against the risk of failure (we can’t guarantee a pregnancy but we’re sure we’re going to do our best to reach it).
Where can I get more information about the Institut Marquès Refunding Program?
Email us (firstname.lastname@example.org) to receive a copy of the contract that you will have to sign, if you were selected to enter our programme. Keep in mind that receiving a copy of the contract DOES NOT mean that you are accepted in our Egg Donation Refunding programme.